A SMARTER, FASTER WAY TO PROTECT WHAT MATTERS MOST
WHY A FUNERAL TRUST?
When the time comes, beneficiaries are often left waiting weeks - or even months - for insurance or estate funds to be released in order to pay for the funeral.
Type of Payment
Average Time to Release Funds
Funeral Trust
1-2 Days
Beneficiary
Designated Accounts
10-14 Days
Life Insurance
3-4 Weeks
Estate/Trust Claims
Months
With a Funeral Trust, funds are released directly to the funeral home in 1-2 business days - without a death certificate.
That means no delays, no stress, and no financial burden for your family.
WHAT'S COVERED
Funeral Home Charges
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Cemetary Plot
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Opening/Closing of Grave
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Casket or Alternative Container
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Outer Burial Container
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Cremation​
Memorial Service Expenditures
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Flowers
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Clergy/Honorarium
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Musicians
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Obituary Notice
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Stationery Packages/Memory Cards
Memorial Meal
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Meal for Funeral Attendees
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Rental of Banquet Hall
Assistance for Family & Attendees
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Airfare
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Car Rental
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Hotel Accomodations
Our goal is to make sure every detail is accounted for so your loved ones can focus on remembrance - not expenses.
OUR PROMISE - TRUSTED GUIDANCE & COMPASSIONATE CARE
As a fiduciary agency we put your interests first.
We're here to help you plan wisely, protect your assets, and give your family the peace of mind they deserve.
Will the Nursing Home Take Everything?
Not if Carrie Can Help It.
Turn long-term care money into a lasting gift for you and your children.
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Stop the Financial Drain
When you require long-term care, the system requires you to "spend down" your assets before assistance kicks in. Usually, this means writing check after check to the facility until your life savings are gone.
Carrie has a different plan.
1. Secure Your Own Farewell
First, we ensure you have a fully funded, dignified funeral plan. This money is placed in a protected trust that is legally shielded from nursing home collections and Medicaid.
2. The "Family Protection" Strategy
If you still have available assets to be taken by the nursing home, don't just hand them over.
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Gift it forward: You can purchase funeral trusts for your adult children and their spouses (varies by state).
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Exempt from Lookback: Because funerals are a necessary expense, these trusts often do not trigger the Medicaid lookback penalties that standard cash gifts do.
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Leave a Legacy: Instead of your money vanishing into the healthcare system, it provides a paid-in-full benefit for your children, relieving them of a future financial burden.
Don’t let your money disappear.
Make sure it goes to the people you love.
PROTECT YOUR LOVED ONES - PLAN AHEAD WITH CONFIDENCE
We have Certified Senior Advisors and Licensed Funeral Trust Agents who understand the end-of-life planning process. As fiduciaries, we are committed to putting our clients first - always acting in their best interest and that of their families.
Our licensed agents collaborate with law firms, insurance professionals, and financial institutions nationwide to protect clients from the high costs of aging - ensuring your care and funeral plans never become a financial burden on your family.